[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kopik.cz\/koho-zadat-o-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.kopik.cz\/koho-zadat-o-pujcku\/","headline":"Koho \u017e\u00e1dat o p\u016fj\u010dku?","name":"Koho \u017e\u00e1dat o p\u016fj\u010dku?","description":"Pokud \u010dlov\u011bk nevysta\u010d\u00ed s pen\u011bzi a nal\u00e9hav\u011b nebo t\u0159eba i ne zase a\u017e tak nal\u00e9hav\u011b je pot\u0159ebuje, nezb\u00fdv\u00e1 mu, ne\u017e si je n\u011bkde p\u016fj\u010dit. A \u00fam\u011brn\u011b tomu, jak\u00fdch kvalit po str\u00e1nce financ\u00ed dosahuje, si m\u016f\u017ee nebo nem\u016f\u017ee vyb\u00edrat, od koho si je p\u016fj\u010d\u00ed. Jsou toti\u017e lid\u00e9, kte\u0159\u00ed vypadaj\u00ed spolehliv\u011b, a tud\u00ed\u017e maj\u00ed dve\u0159e otev\u0159en\u00e9 ve […]","datePublished":"2019-06-19","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.kopik.cz\/author\/#Person","name":"kopik.cz\n","url":"https:\/\/www.kopik.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kopik.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kopik.cz\/wp-content\/uploads\/img_a352440_w1737_t1566985116.jpg","url":"https:\/\/www.kopik.cz\/wp-content\/uploads\/img_a352440_w1737_t1566985116.jpg","height":0,"width":0},"url":"https:\/\/www.kopik.cz\/koho-zadat-o-pujcku\/","about":["Ekonomika"],"wordCount":456,"articleBody":"       Pokud \u010dlov\u011bk nevysta\u010d\u00ed s pen\u011bzi a nal\u00e9hav\u011b nebo t\u0159eba i ne zase a\u017e tak nal\u00e9hav\u011b je pot\u0159ebuje, nezb\u00fdv\u00e1 mu, ne\u017e si je n\u011bkde p\u016fj\u010dit. A \u00fam\u011brn\u011b tomu, jak\u00fdch kvalit po str\u00e1nce financ\u00ed dosahuje, si m\u016f\u017ee nebo nem\u016f\u017ee vyb\u00edrat, od koho si je p\u016fj\u010d\u00ed. Jsou toti\u017e lid\u00e9, kte\u0159\u00ed vypadaj\u00ed spolehliv\u011b, a tud\u00ed\u017e maj\u00ed dve\u0159e otev\u0159en\u00e9 ve v\u0161ech finan\u010dn\u00edch instituc\u00edch, ov\u0161em existuj\u00ed i tac\u00ed, kte\u0159\u00ed maj\u00ed natolik velk\u00e9 probl\u00e9my, \u017ee by se u nejednoho poskytovatele p\u016fj\u010dek jen t\u011b\u017eko setkali s \u00fasp\u011bchem. A kam se obracej\u00ed ti posledn\u011b zm\u00edn\u011bn\u00ed?Maj\u00ed-li rozum, neztr\u00e1cej\u00ed \u010das marn\u00fdm obch\u00e1zen\u00edm bank a sv\u011b\u0159\u00ed se do n\u00e1ru\u010de nebankovn\u00edho sektoru. Proto\u017ee pr\u00e1v\u011b zde mohou usp\u011bt, a to i tehdy, kdy\u017e jsou v tristn\u00ed finan\u010dn\u00ed situaci a mo\u017en\u00e1 je hyzd\u00ed i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Zde toti\u017e posta\u010duj\u00ed i takov\u00e9 \u017eadatelovy p\u0159\u00edjmy, s nimi\u017e je mo\u017eno hradit aspo\u0148 ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky, a nad n\u011bjak\u00fdm t\u00edm z\u00e1znamem v registrech dlu\u017en\u00edk\u016f se tu t\u00e9\u017e d\u00e1 p\u0159imhou\u0159it oko. Pokud je tedy t\u00edm produktem, o kter\u00fd se \u010dlov\u011bk rozhodne uch\u00e1zet, hypot\u00e9ka na dru\u017estevn\u00ed byt. Pr\u00e1v\u011b tato d\u00e1v\u00e1 \u017eadateli nejednou p\u0159\u00edmo netu\u0161en\u00e9 mo\u017enosti. Sta\u010d\u00ed toti\u017e, kdy\u017e doty\u010dn\u00fd d\u00e1 do z\u00e1stavy zm\u00edn\u011bn\u00fd dru\u017estevn\u00ed byt, ale klidn\u011b i jinou nemovitost na \u00fazem\u00ed na\u0161eho st\u00e1tu, jako je d\u016fm, byt, chata, komer\u010dn\u00ed objekt, pozemek a podobn\u011b, a m\u00e1 u\u017e v tu chv\u00edli nap\u016fl vyhr\u00e1no. Ji\u017e tato z\u00e1stava mu d\u00e1v\u00e1 nad\u011bji na p\u016fj\u010dku a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent odhadn\u00ed ceny t\u00e9to nemovitosti, jej\u00ed\u017e sn\u00edmky odeslan\u00e9 e-mailem spolu s vypln\u011bn\u00edm jednoduch\u00e9ho online formul\u00e1\u0159e jsou vlastn\u011b t\u00edm jedin\u00fdm, co mus\u00ed \u017eadatel o p\u016fj\u010dku zvl\u00e1dnout s\u00e1m. A pokud m\u00e1 tento alespo\u0148 takov\u00fd p\u0159\u00edjem, aby dok\u00e1zal hradit ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky, a pokud m\u00e1 nanejv\u00fd\u0161 takov\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f, kter\u00fd nehroz\u00ed t\u00edm, \u017ee zkomplikuje schopnost spl\u00e1cet, m\u00e1 onen \u017eadatel vyhr\u00e1no. Proto\u017ee v\u0161e ostatn\u00ed je pro n\u011bj t\u00e9m\u011b\u0159 formalita a tud\u00ed\u017e se snadno dostane k pen\u011bz\u016fm, je\u017e m\u016f\u017ee spl\u00e1cet i hodn\u011b dlouho, ale i splatit kdykoliv p\u0159ed\u010dasn\u011b a bez sankc\u00ed, a je\u017e lze pou\u017e\u00edt na cokoliv. A o to tu p\u0159ece jde.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Koho \u017e\u00e1dat o p\u016fj\u010dku?","item":"https:\/\/www.kopik.cz\/koho-zadat-o-pujcku\/#breadcrumbitem"}]}]